RESEARCH | PROPRIETARY FRAMEWORKS
Protect Wealth. Preserve Control. Extend Continuity
Our research gives families, business owners and wealth stewards practical ways to examine ownership, access, liquidity and succession before a decision becomes urgent. The Merrick Spitters Asset Security Framework™ connects the ownership test with five coordinated planning pillars. Our succession work examines how authority, capital and responsibility pass to the next generation. Monetary-system research is presented separately.
The Capital and Continuity Framework
This joint area connects questions about the security of family capital with the people, authority, liquidity and decisions required for continuity.
RESEARCH | PROPRIETARY FRAMEWORKS
Developed through the combined work of Adrian C. Spitters and Peter J. Merrick, The Merrick Spitters Asset Security Framework™ asks four questions about wealth: Who controls it? How can it be accessed? How independently is it held? Will ownership and decision-making continue when circumstances change?
Owning Assets in Order of Asset Security™ applies those tests to financial dependencies. The Five Pillars of Asset Security™ then organize the distinct roles of physical gold and silver, productive private assets, discretionary portfolio management, tax-aware repositioning, and comprehensive wealth and continuity planning. The succession work examines what must happen when authority, liquidity and responsibility transfer. These are educational frameworks, not a model portfolio or a promise of any outcome.
Led by Adrian Protect Capital
Asset Security & Capital Resilience
ownership test
Owning Assets in Order of Asset Security™
Tests each asset for Control, Access, Independence and Continuity, then examines the order in which financial dependencies should be secured.
FRAMEWORK
The Five Pillars of Asset Security™
Connects physical gold and silver, productive private assets, discretionary portfolio management, tax-aware repositioning, and comprehensive wealth and continuity planning.
DIAGNOSTIC | ADRIAN-LED | JOINT SUCCESSION APPLICATION
The Liquidity Gap™
A five-step diagnostic that tests whether death, incapacity, succession or sale obligations can be met with accessible capital, in the correct entity and at the required time.
CONCEPT
The Dual Balance Sheet Concept™
Looks beyond stated net worth to ask whether a business or family’s wealth can still serve the people who depend on it when the owner steps away.
Ownership Continuity & Coordination
ADRIAN-LED BRIDGE THESIS
The Discretion Compression Thesis™
Shows how legal ownership can stay intact while the freedom to refinance, deploy capital, protect liquidity, or transfer assets quietly shrinks.
FRAMEWORK
The Ownership Stewardship Framework™
Examines who holds authority, who receives the benefit of ownership, how decisions are governed, and what happens when ownership transfers.
JOINT DIAGNOSTIC
The Enterprise Continuity Stress Test™
Tests how the enterprise, family balance sheet, debt, liquidity, governance and decision-making authority would work together under disruption or transition.
JOINT OPERATING MODEL
The Central Orchestration Model™
Shows how a family and its independent advisors can work from the same facts, responsibilities and decision timetable.
JOINT ARCHITECTURE
The Operating Dynasty Architecture™
Connects the operating enterprise, family capital, governance and succession so long-term family wealth does not depend on one business or one person.
Succession & Wealth Transfer
THESIS
The Succession Compression Thesis™
Examines how time, transition pressure and unresolved decisions compress choice, forcing families and owners to act before they are structurally prepared.
ARCHITECTURE
The Integrated Succession Architecture™
Aligns authority, capital, documents, people, institutions and timing so a family enterprise can move through ownership or leadership transition with more choice.
FRAMEWORK
The Five Pillars of Succession Security™
Organizes transition liquidity, debt dependence, ownership and leadership coordination, an independent reserve, and the custody and transfer of financial assets.
PETER-LED TRANSITION FRAMEWORK | JOINT APPLICATION
The Graceful Exit™
Helps owners prepare for a sale or transition by addressing financial independence, family expectations, personal purpose and life beyond day-to-day ownership.
Some of our research examines how the monetary system itself can affect family wealth. The Monetary Succession Test™ is an educational framework. It is not investment advice, a market forecast, or a recommendation to buy or sell any asset.
Monetary Systems & Structural Risk
DIAGNOSTIC
The Monetary Succession Test™
A four-part analytical framework examining whether a proposed reserve-currency successor has the convertibility, financial capacity, international circulation and institutional continuity required to replace the existing system.
These frameworks are educational. They do not constitute investment, tax or legal advice, and they do not recommend any particular security or strategy.