AI Replaces 8,000 IBM Jobs. What Happens When It Comes for Yours?
By Peter J. Merrick, TEP® and Adrian C. Spitters, CFP®, co-authors of the international bestseller It Starts With Gold™ and the forthcoming book Guns, Gold & Land™
This analysis continues a series of long-form investigations published in The Merrick Spitters Reset Report™
AI job cuts signal middle-class collapse and a rise in digital control
IBM has laid off 8,000 employees, most from its Human Resources department. These were not seasonal roles or early retirements. These were full-time positions held by people now permanently replaced by artificial intelligence.
The company announced it had transitioned many key HR functions, such as résumé screening, employee inquiries, payroll support, and internal workflow management, to AI systems. No reassignment. No retraining. Just removed.
This moment marks a line in the sand. Not because of who was let go, but because of what replaced them.
IBM did not downsize. It digitized.
This shift is not unique to IBM. Companies across every sector are beginning to reshape their operational models around AI. According to a 2025 report from The Bridge Chronicle, tech giants like Amazon and Google have also conducted mass layoffs in the tens of thousands, citing automation as a key driver.
Why This Moment Matters
This is not just about HR. This is about a much larger shift in the global workforce. AI is no longer theoretical. It is no longer coming. It is already here.
Industries built on rule-based or repetitive tasks, including finance, education, customer service, compliance, marketing, logistics, and even basic medical administration, are at immediate risk.
Dario Amodei, CEO of Anthropic, warned that up to 50 percent of white-collar entry-level jobs could be eliminated within the next five years. If accurate, that would drive unemployment to levels not seen since the Great Depression.
The Collapse of Middle Management
The implications are staggering. Entry-level roles like customer service, administrative support, and junior analysts are often the first steps in a career path. They are the foundation of the middle class. Remove them and you remove upward mobility.
As companies replace thousands of employees with AI tools that never rest, demand no raises, and generate no complaints, executives celebrate improved margins. Share prices may climb. But displaced workers are left with few options and fewer protections.
This is not innovation. This is disruption without a plan.
The Proposed ‘Solution’ Is a New Form of Control
Governments are not ignoring the fallout. Pilot programs centred on Universal Basic Income (UBI) are being tested around the world. Canada has expanded trials in Ontario and British Columbia, while U.S. cities like Austin and Los Angeles are offering limited guaranteed income to residents.
But here is the fine print. Many of these UBI initiatives are tied to Central Bank Digital Currencies (CBDCs), programmable digital money issued by national banks.
Unlike cash, CBDCs can be monitored, restricted, and even revoked in real time. Imagine receiving a basic monthly allowance, but only if your vaccination status is current. Or if your carbon footprint is within acceptable limits. Or if your digital ID is active and validated.
This is not speculative. The Bank of Canada has confirmed it is finalizing its digital currency infrastructure and expects deployment readiness by 2026.
2025 to 2026: The Acceleration Begins
The next two years will see the rapid expansion of AI integration across HR, compliance, and basic decision-making layers in both the public and private sectors. Entry and mid-level roles once considered stable are now being stripped out, often without public acknowledgment.
As unemployment begins to rise, UBI pilots will be positioned as humane responses. But these digital safety nets come with strings.
2027 to 2028: Economic Reframing and Public Rollout
By 2027, CBDCs are expected to roll out publicly under the banners of modernization, financial inclusion, and climate alignment. Governments will begin offering national-level UBI. However, access will likely be limited to digital wallets subject to conditions.
Expect programmable money tied to behavioural nudges such as food, fuel, medical records, and mobility data. Digital identity systems will become mandatory for participation in major government and financial services.
AI tools will be deployed to manage UBI allocations, automate social services, and enforce compliance with new social credit systems. Canada may lead the way, becoming a model for international digital governance.
2029 to 2030: The Private Sector Fully Aligns
Retailers, banks, and employers will begin phasing out traditional cash and even basic e-transfers, integrating with CBDC frameworks. Financial participation will require digital ID verification. Service denial for non-compliance will become normalized.
The employment model continues to shift. Full-time contracts fade. Gig work and AI-augmented freelancing dominate. Most individuals will operate within narrow financial rails designed for efficiency but optimized for surveillance.
2031 and Beyond: Two Futures Diverge
If unchallenged, global convergence begins. Interoperable CBDCs governed by central banks and supranational institutions like the BIS and IMF become the norm.
Financial surveillance becomes permanent. Algorithmic planning replaces elected fiscal policy. Non-compliance with environmental, health, or social metrics may result in frozen accounts.
But there is another path.
Parallel Economies May Emerge
As programmable currency consolidates control, resistance will grow. Local trade systems, physical barter, and hard assets like gold and farmland will regain relevance. Individuals and communities that understand decentralization will build alternative systems to preserve economic freedom.
Asset havens such as precious metals, private equity, and land may become essential. Non-state digital tools and private settlement networks may offer lifelines. Offline payment systems could help protect autonomy.
What You Can Do Now
This is not science fiction. It is a blueprint being rolled out in real time. But there is still time to act.
- Build Human-Centric Skills. Creativity, leadership, and problem-solving are difficult to automate. Invest in these capacities.
- Diversify Income. Relying on one employer is increasingly risky. Multiple income streams can provide resilience.
- Own Real Assets Tangible, non-programmable wealth like gold and farmland cannot be digitally frozen.
- Resist Narrative Compliance. Think critically. Do not accept technological control as inevitable. Build locally, think long-term, and stay alert.
We Wrote About This Before It Happened
The urgency behind this shift and how to survive it is explored in our #1 international best-selling book, It Starts With Gold™, co-authored by Peter J. Merrick and Adrian C. Spitters.
In the book, we reveal how technological disruption, financial centralization, and behavioural control systems are converging to undermine economic sovereignty. We go into great detail on the strategies individuals can use to preserve their freedom, protect their assets, and build resilient communities in a world of rising automation and programmable money.
We believe a better path is still possible. But only if individuals prepare and push back.
To find out more, order your own copy of It Starts With Gold™ from Amazon today. CLICK HERE
References:
- IBM to Cut 8,000 Jobs as AI Replaces Human Roles
- IBM to pause hiring in plan to replace 7,800 jobs with AI, Bloomberg reports
- How AI And Robot Job Displacements Could Lead Us Down The Road Of Universal Basic Income And Loss Of Identity
- AI Could Displace 50% of White-Collar Jobs – Anthropic CEO
- Universal Basic Income and Cost Analysis – IRPP
- Universal Basic Income in Canada 2025: Did it Start Yet?
- Know About Universal Basic Income Canada Bill S-233/C-223
- Bank of Canada CBDC Development
- Central Banks Embrace Digital Currencies
- Digital currencies and fintech
- Guaranteed Income Pilots Tracker
- Mass Layoffs: Microsoft, Google, Amazon 2025
