Stablecoin Regulation Signals Financial Shift Few Are Ready For
By Peter J. Merrick, TEP® and Adrian C. Spitters, CFP®, co-authors of the international bestseller It Starts With Gold™ and the forthcoming book Guns, Gold & Land™
This analysis continues a series of long-form investigations published in The Merrick Spitters Reset Report™
As the shift toward programmable finance accelerates, the firm views physical precious metals as a critical foundation for financial security and personal freedom. This is not a theoretical concern. It is already unfolding. Those who recognize the trajectory and act decisively may be able to retain their independence. Those who hesitate risk becoming trapped in a system they can no longer exit.
The Choice Is Clear
This is not merely a financial restructuring. It is a global transformation disguised as innovation. Every investor, entrepreneur, professional, and citizen will be forced to make a decision. Integrate into the programmable economy or insulate against it. Submit to conditional ownership or reclaim sovereignty through tangible assets.
Physical ownership is still legal. Financial independence is still possible. But neither will remain available forever.
These themes are explored in greater depth in our international best-selling book, It Starts With Gold™, co-authored by Peter J. Merrick and Adrian C. Spitters. In the book, we expose how this stealth reset is unfolding in real time and how individuals can still protect their privacy, freedom, and family legacy before the window closes. Visit www.ItStartsWithGold.com to learn more.
We warned you in our new white paper, Last Asset Standing. The question now is: will you act before the door shuts?
To learn how to prepare, order your own copy of It Starts With Gold™ from Amazon today. CLICK HERE
References
- Federal Reserve Board (February 12, 2025). Reflections on a Maturing Stablecoin Market – Speech by Governor Christopher J. Waller. https://www.federalreserve.gov/newsevents/speech/waller20250212a.htm
- Federal Reserve Financial Services. FedNow® Service Overview. https://www.frbservices.org/financial-services/fednow/about.html
- Ripple (July 9, 2025). Ripple Selects BNY to Custody Ripple USD Reserves. https://www.bny.com/corporate/global/en/about-us/newsroom/press-release/ripple-selects-bny-to-custody-ripple-usd-reserves.html
- AINVEST (July 3, 2025). XRP News Today: AMINA Bank Launches Custody and Trading for Ripple’s RLUSD Stablecoin. https://www.ainvest.com/news/xrp-news-today-amina-bank-launches-custody-trading-ripple-rlusd-stablecoin-2507
- U.S. House Financial Services Committee (May 29, 2025). Digital Asset Market Clarity Act of 2025 – H.R. 3633 Draft Proposal. https://financialservices.house.gov/uploadedfiles/052925_clarity_act.pdf
- World Economic Forum (December 10, 2024). How Tokenization Is Transforming Global Finance and Investment. https://www.weforum.org/stories/2024/12/tokenization-blockchain-assets-finance
- World Gold Council (February 2025). Central Bank Gold Statistics – December 2024 Data Release. https://www.gold.org/goldhub/gold-focus/2025/02/central-bank-gold-statistics-december-2024
- Gregory Mannarino (July 17, 2025). Stablecoin Control Grid Has Passed — A Backdoor Digital Currency Is Here. YouTube. https://www.youtube.com/watch?v=SVDLW0lcnQY
- The Solari Report | Catherine Austin Fitts (July 2025). Radical Change to the Financial System Is Maybe Coming Sooner Than We Thought. YouTube. https://www.youtube.com/watch?v=LVWgwC85-7k
- United Nations (2024). UNDP – Universal DPI Safeguards Framework (December 2024) https://dpi-safeguards-framework.org//frameworkpdf
Founded by investors who saw this coming, New World Precious Metals helps individuals in Canada and beyond take direct ownership of real gold and silver. They provide secure storage, global shipping, retirement account conversion, and education for those ready to exit the synthetic economy.
Their mission is simple. Restore access to real money in a world that is forgetting what money is.
They assist clients in converting registered funds into physical bullion, preparing for retirement with tangible reserves, and building generational wealth that remains outside the reach of banks, governments, and algorithmic compliance.
Every day that passes, the price of sovereignty rises. Do not wait until physical gold becomes digitally restricted or legally inaccessible. Begin building your reserve today. Visit New World Precious Metals and protect what remains before the window closes.
We Still Have a Choice
This is not inevitable. The system only works if we submit.
There is still time to act. Sovereignty, privacy, and independence are not lost. But they must now be defended with intent.
The themes explored in this article are expanded upon in our number one international best-selling book, It Starts With Gold™, co-authored by Peter J. Merrick and Adrian C. Spitters.
In the book, we reveal how global tokenization, stablecoins, and institutional capture are reshaping freedom itself, and how you can build lasting wealth and autonomy in a system built for compliance. Visit www.ItStartsWithGold.com.
To find out more, order your own copy of It Starts With Gold™ from Amazon today. CLICK HERE
References
- United States Congress. (2025). Stablecoin TRUST Act and Digital Asset Market Structure Bill. https://www.congress.gov/bill/118th-congress/house-bill/5745?utm_source=chatgpt.com
- European Central Bank. (2023–2025). Digital Euro Project Updates. https://www.ecb.europa.eu/euro/digital_euro/html/index.en.html
- Bank of Canada. (2024). Digital Canadian Dollar Consultation Paper. https://www.bankofcanada.ca/2024/10/staff-discussion-paper-2024-16/
- Monetary Authority of Singapore. (2023–2025). Project Guardian, Orchid, Ubin. https://www.mas.gov.sg/-/media/mas-media-library/development/fintech/project-orchid/mas-project-orchid-report.pdf
- Ripple. (2025). RLUSD Stablecoin Launch and Banking Charter. https://ripple.com/ripple-press/raising-the-standard-for-stablecoins-ripple-usd-launches-globally/
- BNY Mellon. (2025). Asset Custody Announcements. https://www.bny.com/corporate/global/en/about-us/newsroom/press-release/ripple-selects-bny-to-custody-ripple-usd-reserves.html
- BlackRock. (2024). Bitcoin ETF Launch. https://www.blackrock.com/us/individual/products/333011/ishares-bitcoin-trust-etf
- World Economic Forum. (2024). Tokenized ESG and CBDC Integration Papers. https://reports.weforum.org/docs/WEF_Asset_Tokenization_in_Financial_Markets_2025.pdf
- New World Precious Metals. (2025). https://info.newworldpm.com/213.html
- Last Asset Standing, Merrick and Spitters, 2025. https://itstartswithgold.com/free-pdf-download
