US Stablecoins Are Not Money, They Are Digital Shackles

In March 2025, we published It Starts With Gold™ as a warning. It struck a nerve. Readers from all walks of life, conservative, liberal, independent, felt it in their bones. Something was changing. The financial world was shifting, but not toward freedom or innovation. It was becoming a tool of control.

That book became an international bestseller not because of marketing, but because people knew, deep down, that we had crossed into a new era.

Fast forward to July 22, 2025. That warning is now law.

President Donald J. Trump, despite claiming to oppose central digital currencies, signed legislation that lays the foundation for a new monetary system built on stablecoins. To many, this appeared to be progress. In reality, it was the legal installation of a behavioral control grid disguised as financial modernization.

President Trump may speak differently from his predecessors. He may project strength, independence, and resistance to globalist policies. However, the legislation he signed has significant implications for personal freedom. The legislation he approved marks the beginning of a financial system that watches, scores, and punishes its users.

Stay informed. Stay protected. Subscribe to It Starts With Gold™ on Substack to get the latest article straight to your inbox. 👉 SUBSCRIBE HERE

This is not about politics. We are not writing this to support or attack any political figure. Our allegiance is not to parties, presidents, or platforms. It is to principle, and the principle of personal freedom has just taken a devastating blow.

A stablecoin is a digital currency pegged to a real-world asset, most often the U.S. dollar. One stablecoin equals one dollar.

The purpose is to eliminate volatility, unlike cryptocurrencies like Bitcoin or Ethereum, which can rise or fall dramatically in value. On the surface, stablecoins appear practical, safer, and easier to use. That is the narrative being pushed.

But unlike decentralized crypto assets, which are alleged to operate on open blockchains and exist beyond the reach of any single authority, the verdict is still out on cryptocurrencies, which we address in our upcoming book The Last Asset Standing. Stablecoins, however, are centralized. They are issued and controlled by corporations. In the U.S., this includes Amazon, JPMorgan, Walmart, and reports indicate that private entities, including those connected to political figures, are exploring their own branded stablecoins, such as USD1.

These digital tokens are not neutral. According to critics, they are programmable, trackable, and could potentially be deactivated under certain conditions.

When you use a stablecoin, you are not spending your money. You are accessing permissioned tokens within a system that can monitor and modify your behaviour in real time.

The new stablecoin legislation comes with two pillars of enforcement: KYCL and AML.

KYCL or Know Your Customer and Location requires full biometric and behavioural profiling. To use stablecoins, you will need to submit facial scans, fingerprint data, location tracking, government-issued identification, income records, and full disclosures of your assets, homes, vehicles, investment portfolios, crypto holdings, and even physical gold.

Every financial account you hold will be linked to a centralized profile. Your credit reports. Your past transactions. Your debts. Your withdrawals. It will all be monitored, assessed, and scored.

AML or Anti-Money Laundering goes even further. It turns every transaction into a checkpoint. If you spend money in a way that is flagged as suspicious, maybe you donated to an unapproved political group, bought a book that challenges the narrative, or tried to transfer funds abroad, your money can be frozen. Not by a judge. Not through a warrant. But by an automated system with no appeals and no accountability.

This is not theoretical. It is not speculation. It is now federal law in the United States. The full text of the stablecoin bill H.R. 8747 is available in the references at the end of this article.

If you want to understand where this ends, look at China today.

In China, every citizen is assigned a social credit score. This score is based on their purchases, online behaviour, relationships, and opinions.

If you praise the government, obey traffic laws, or shop locally, your score rises. If you question authority, associate with the wrong people, or spend too much on travel or entertainment, your score drops. A low score means denial of services. You cannot board a train. You cannot get a loan. You may even lose access to the internet.

In China, dissent does not lead to prison. It leads to digital exile.

The new stablecoin system in America, though wrapped in patriotic language and signed by a populist president, is laying the foundation for that exact same model.

KYCL and AML are not about stopping terrorists or protecting consumers. They are about building a Western version of the Chinese social credit system, one that hides behind corporate branding and “free market” efficiency.

This agenda aligns perfectly with the United Nations’ Agenda 2030, which aims to digitize every aspect of life, from health and education to banking and transportation.

It also reflects the vision of the World Economic Forum, which calls this shift the Fourth Industrial Revolution. Klaus Schwab, the WEF’s founder and chief architect of technocratic control, said it plainly: “You will own nothing and be happy.”

That is not a prediction. It is a goal.

Ownership is being replaced with conditional access. Your car. Your home. Your money. All of it will be part of a digital profile. And that profile will be monitored, evaluated, and scored. Stablecoins are the mechanism to make it happen.

In both It Starts With Gold™ and our forthcoming book The Last Asset Standing, we lay out the step-by-step formula global institutions have used to roll out systems of control.

This is not guesswork. It is a documented pattern, a psychological and legal blueprint repeated in almost every major societal restructuring over the past century.

What follows is not theory. It is the method currently being deployed, in real time, before your eyes:

1. 1. Introduce a crisis: The disruption can be real, exaggerated, or engineered, but it must create fear and uncertainty so the population begs for control.
   2. Offer digital “solutions”: Present central bank wallets, health IDs, or stablecoins as convenient tools while quietly setting the chains.
   3. Test in small markets: Pilot cities or marginalized nations become laboratories. Resistance is minimized. Lessons are learned and refined.
   4. Incentivize early adopters: Bonuses, discounts, and early access until adoption is normalized and refusal becomes suspicious.
   5. Normalize with media narratives: Corporate media frames resistance as a conspiracy. Compliance becomes virtue. Critics are labelled threats.
   6. Integrate with existing tech: The system becomes your phone, your wallet, your identity. You cannot function without it.
   7. Pass supporting legislation: Laws are rushed through quietly, buried in massive bills. By the time the public understands, it’s too late.
   8. Require compliance for services: Without the system, you cannot fly, bank, get paid, or receive benefits. Resistance becomes exclusion.
   9. Link identity to spending: Your financial choices define your access to life. What you buy becomes a signal of your ideology.
   10. Introduce behavioural scoring: Obedience raises your score. Dissent lowers it. Your future becomes algorithmically determined.
   11. Restrict access for noncompliance: You are not arrested. You are digitally silenced. Cut off. Invisible. Powerless.
   12. Eliminate alternatives: Cash is banned. Gold is criminalized. Crypto is absorbed. There are no off-ramps left.
   13. Make the system irreversible: Once everyone is in, reversing these systems could become extremely difficult, creating long-term challenges for personal autonomy.

We are now between steps seven and nine. The legislation is passed. The infrastructure is being normalized. The system is learning your patterns. If you do not act now, your ability to act later may be permanently erased.

There is still time to act.

That is why we wrote It Starts With Gold™ and why we are releasing The Last Asset Standing. These books are not just about economics. They are about sovereignty.

You must unplug from this machine before the plug is pulled on you. That means real assets. Real communities. Real knowledge. Real human connection.

At our firm, we assist clients in structuring wealth by Owning Assets in Order of Asset Confiscation. We prioritize the most secure assets and safeguard what is most vulnerable.

Book your complimentary review to learn how to structure for the shifts ahead.

Visit ItStartsWithGold.com. Book a consultation. Schedule a keynote. Join the movement of individuals reclaiming what it means to be sovereign, awake, and human.

We are not powerless. We must expose what’s happening, prepare for what’s next, and reclaim our right to own, save, and pass on what we’ve earned.

Speak. Organize. Prepare. Draw your line now, or there may be no line left to draw.

We explore these urgent themes in greater depth in our #1 international best-selling book, co-authored by Peter J. Merrick, TEP and Adrian C. Spitters, CFP®.

This is not merely innovation; critics argue it represents a shift toward digitized compliance. This is not simply modernization; it raises concerns of programmable restriction. This is not the future; it is the present, and it is happening now.

Visit ItStartsWithGold.com while you still can.

To find out more, order your own copy of It Starts With Gold™ from Amazon today. CLICK HERE

1. H.R. 8747 (118th): Asbestos Exposure in Housing Reduction Act of 2024
2. New Stablecoin Token System Rules And Rollout. What You Need To Know. Mannarino
3. Federal Reserve – CBDC Overview
4. FATF – Know Your Customer / AML Guidelines
5. U.S. Treasury – Digital Asset Framework
6. World Economic Forum – Agenda 2030 & Great Reset
7. United Nations – Agenda 2030 Sustainable Goals
8. Bank for International Settlements – CBDC Pilot Programs